Easy to use. Set up the bills you owe by name, balance, the amount you are paying which is nice, shows how much you owe.

Good for keeping track of balances of loans, credit card balances etc.

You can reverse the order and view by closet due date of bill. No spyware.

Status bar at bottom of program shows the date and if any bill are due. No alarms or reminders, who cares.

Best part it is for free.